Model Portfolios: Complement Your Expertise with Ours

Your clients have unique investment needs. The challenge is dividing your time and expertise with each, especially in increasingly complex markets. That's why more advisors are complementing their practice with outsourced model portfolios—ones that align with their customized approach and pursue the focused outcomes their clients demand.

What you can expect from us:

Proven
Expertise

Broad asset allocation capabilities, multi-manager research and strong underlying investments strategies, all informed by a risk-aware philosophy.

Strong
Partnership

Simplify your practice and strengthen your client offerings with access to resources that can scale and grow your practice.

A Focus
On Clients

Every strategy is built with your clients in mind, seeking to align their investment goals with financial outcomes.

DIFFERENT WAYS TO IMPLEMENT OUR MODELS

When it comes to financial planning, one size fits no one. And the same holds true for implementing models. Selecting a model is just the first step toward customizing your clients’ portfolios—whether that’s filling a unique portfolio need or serving as a holistic solution.

SINGLE HOLISTIC SOLUTION

IN CONJUNCTION WITH OTHER MODELS

AS PART OF A DIVERSIFIED PORTFOLIO

WHY COLUMBIA THREADNEEDLE INVESTMENTS

Behind every investment at Columbia Threadneedle, you’ll find intense qualitative and fundamental research, collaboration across classes and teams, and our Investment Consultancy Team partnered with portfolio managers to review performance, discuss their decision-making and analyze their processes.

Our best thinking, packaged for your clients’ investment goals.

BROAD ASSET ALLOCATION CAPABILITIES
Investment professionals with
deep expertise, dedicated to
asset allocation.

EXPERIENCED MULTI-MANAGER RESEARCH TEAM
Our multi-manager research team selects and oversees externally managed strategies to build customized solutions for clients.

ESTABLISHED
PROVIDER
We are ranked as a top 10 third-party provider of asset allocation model portfolios by assets under management.*

ARTICLES AND RESOURCES

View our library of articles and videos from our Global Asset Allocation Team

Tactical asset allocation outlook

Long-term strategic outlook

Why managed portfolios make sense in today’s uncertain environment

Disclosures

* Source: Cerulli U.S. Managed Account Report 2022. Ranking based on firms reporting 2021 estimated AUM for discretionary model portfolios with an asset-based fee. Cerulli received a fee for use of ranking data.

Investing involves risk including the risk of loss of principal. There is no guarantee that investment objectives will be achieved or that return expectations will be met.

**Diversification does not assure a profit or protect against loss. There is no guarantee that investment objectives will be achieved or that return expectations will be met.

Past performance does not guarantee future results.

Composite returns reflect the reinvestment of dividends, income, and capital gains and are calculated and stated in US dollars. Periods over one year are annualized. "Pure gross" of fees performance does not include trading costs, management fees, or other expenses that would be incurred by a participant portfolio but does reflect the deduction of expenses for any underlying mutual fund and ETF investments. "Net" of fees performance also reflects deduction of the maximum annual wrap fee of 3%. Investors should contact their financial advisor or program sponsor for fees applicable to their account.

Average underlying expenses are a weighted average of the net expense ratio of each fund, ETF or SMA strategy held in the model portfolio as of the date shown. Because some portfolios reallocate in response to changing market conditions, these expenses may change frequently. Actual expenses will vary based on the underlying investments used, the percentage of the portfolio allocated to each investment, and the net expense ratio of each investment, including any waivers or reimbursements in place. Please see the strategy fact sheet for additional expense information Investors should contact their financial advisor or program sponsor for additional fees applicable to their account.

Trailing 12-Month Yield is based on a representative account and is calculated by dividing dividend and income distributions received from underlying investments in the past 12 months by the account’s ending market value including capital gains. Cash flows into and out of the account are excluded. Future yields may be higher or lower and will be impacted by changes to portfolio holdings and allocation as well as market conditions.

Advisory services provided by Columbia Management Capital Advisers, an operating division of Columbia Management Investment Advisers, LLC (“CMIA”) that offers investment management and related services to clients participating in various types of wrap programs.

Active Risk Allocation Portfolios Disclosure:

Market risk may affect a single issuer, sector of the economy, industry or the market as a whole. The portfolios are subject to the investment performance (positive or negative), risks and expenses of underlying funds in which they invest. Asset allocation does not assure a profit or protect against loss. ETFs trade like stocks, are subject to investment risk and will fluctuate in market value. Investing in derivatives is a specialized activity that involves special risks that subject the portfolio to significant loss potential, including when used as leverage, and may result in greater fluctuation in portfolio value. The portfolio’s use of leverage allows for investment exposure in excess of net assets, thereby potentially magnifying volatility of returns and risk of loss. Counterparty risk is the risk that a counterparty to a transaction in a financial instrument held by investments inside the portfolio(s) may become insolvent or otherwise fail to perform its obligations. As a result, the underlying fund may obtain no or limited recovery of its investment, and any recovery may be significantly delayed. Commodity investments may be affected by the overall market and industry-and commodity-specific factors, and may be more volatile and less liquid than other investments. Short positions (where the underlying asset is not owned) can create unlimited risk. International investing involves certain risks and volatility due to potential political, economic or currency instabilities and different financial and accounting standards. Risks are enhanced for emerging market issuers. Fixed- income securities present issuer default risk. A rise in interest rates may result in a price decline of fixed-income instruments held by the portfolio, negatively impacting its performance and NAV. Falling rates may result in the portfolio investing in lower yielding debt instruments, lowering the portfolio’s income and yield. These risks may be heightened for longer maturity and duration securities. Interest payments on inflation-protected securities may be more volatile than interest paid on ordinary bonds. Inflation-protected securities can provide investors with a hedge against inflation, as the securities have an inflation adjustment feature which helps preserve the purchasing power of the investment. Because of this inflation adjustment feature, inflation protected bonds typically have lower yields-to-maturity than conventional duration equivalent fixed rate bonds. In periods of deflation, inflation-protected securities may provide no income and will likely decline in price, which could result in losses.

Asset Allocation Portfolios Disclosures

The portfolios are subject to the investment performance (positive or negative), risks and expenses of underlying funds in which they invest. Securities in which these funds invest involve risks including but not limited to market risk, price volatility, credit risk, interest rate risk, prepayment and extension risk, political/economic risk, currency risk, and liquidity risk. International investing involves certain risks and volatility due to potential political, economic or currency instabilities and different financial and accounting standards. Risks are enhanced for emerging market issuers. Non-investment grade securities have greater credit risk and volatility. Asset allocation and diversification does not assure a profit or protect against loss. ETFs trade like stocks, are subject to investment risk and will fluctuate in market value.

Diversified Real Return Portfolio Disclosures:

Income is not guaranteed, will vary, and may not keep pace with inflation. The portfolios are subject to the investment performance (positive or negative), risks and expenses of underlying funds in which they invest. Securities in which these funds invest involve risks including but not limited to market risk, price volatility, credit risk, interest rate risk, prepayment and extension risk, political/economic risk, currency risk and liquidity risk. Alternative investments such as real estate investment trusts (REITs) and commodities involve substantial risks and may be more volatile and less liquid than traditional investments, making them more suitable for investors with an above average tolerance for risk. REITs are subject to illiquidity, valuation and financing complexities, taxes, default, bankruptcy and other economic, political or regulatory occurrences. Floating rate loans typically present greater risk than other fixed-income investments as they are generally subject to legal or contractual resale restrictions, may trade less frequently and experience value impairments during liquidation. Issuers engaged in the energy and natural resources industry may be subject to legislative or regulatory changes, adverse market conditions and/or increased competition. The values of natural resources are affected by numerous factors including naturally occurring events, demand, inflation, interest rates, and local and international politics. Non-investment grade securities have greater credit risk and volatility. Interest payments on inflation-protected securities may be more volatile than interest paid on ordinary bonds. In periods of deflation, these securities provide no income. Asset allocation and diversification does not assure a profit or protect against loss. ETFs trade like stocks, are subject to investment risk and will fluctuate in market value

Diversified Income Portfolios Disclosure:

Income is not guaranteed and will vary. The portfolios are subject to the investment performance (positive or negative), risks and expenses of underlying funds in which they invest. Securities in which these funds invest involve risks including but not limited to market risk, price volatility, credit risk, interest rate risk, prepayment and extension risk, political/economic risk, currency risk, and liquidity risk. International investing involves certain risks and volatility due to potential political, economic or currency instabilities and different financial and accounting standards. These risks are enhanced for emerging markets. Real estate investment trusts (REITs) are subject to illiquidity, valuation and financing complexities, taxes, default, bankruptcy and other economic, political or regulatory occurrences. Floating rate loans typically present greater risk than other fixed-income investments as they are generally subject to legal or contractual resale restrictions, may trade less frequently and experience value impairments during liquidation. Non-investment grade securities have greater credit risk and volatility. Covered call writing strategies limit upside potential, and do not protect against loss in a down market. Asset allocation and diversification does not assure a profit or protect against loss. ETFs trade like stocks, are subject to investment risk and will fluctuate in market value.

Global Equity Portfolio Disclosure:

The portfolios are subject to the investment performance (positive or negative), risks and expenses of underlying funds in which they invest. Securities in which these funds invest involve risks including but not limited to market risk, price volatility, and liquidity risk. International investing involves certain risks and volatility due to potential political, economic or currency instabilities and different financial and accounting standards. Risks are enhanced for emerging market issuers. Asset allocation and diversification does not assure a profit or protect against loss. ETFs trade like stocks, are subject to investment risk and will fluctuate in market value

U.S. Equity Portfolio Disclosure:

Ultra Short & Ultra Short High Yield Disclosure:

MAAP/MAAP ETF Disclosure:

Asset allocation and diversification do not guarantee a profit or protect against loss. The portfolios are subject to the investment performance (positive or negative), risks and expenses of underlying funds in which they invest. ETFs trade like stocks, are subject to investment risk and will fluctuate in market value. Market risk may affect a single issuer, sector of the economy, industry or the market as a whole.

Equity risks: Generally, large-cap companies are more mature and have limited growth potential compared to smaller companies. In addition, large companies may not be able to adapt as easily to changing market conditions, potentially resulting in lower overall performance compared to the broader securities markets during different market cycle. Investments in small- and mid-cap companies involve risks and volatility greater than investments in larger, more established companies. Growth securities, at times, may not perform as well as value securities or the stock market in general and may be out of favor with investors. Value securities may be unprofitable if the market fails to recognize their intrinsic worth or the portfolio manager misgauged that worth. International investing involves certain risks and volatility due to potential political, economic or currency instabilities and different financial and accounting standards. These risks are enhanced for emerging markets. Fixed-income securities present issuer default risk. Non-investment grade (“high yield”) securities have greater credit risk and volatility. Prepayment and extension risk exists because a loan, bond or other investment may be called, prepaid or redeemed before maturity and similar yielding investments may not be available for purchase. A rise in interest rates may result in a price decline of fixed-income instruments held by the portfolio, negatively impacting its performance and market value. Falling rates may result in the portfolio investing in lower yielding debt instruments, lowering the portfolio's income and yield. These risks may be heightened for longer maturity and duration securities. Investments in municipal securities will be affected by tax, legislative, regulatory, demographic or political changes, as well as changes impacting a state's financial, economic or other conditions. Alternative investments such as commodities involve substantial risks and may be more volatile and less liquid than traditional investments, making them more suitable for investors with an above average tolerance for risk.

Income from tax-exempt municipal bonds or municipal bond funds may be subject to state and local taxes, and a portion of income may be subject to the federal and/or state alternative minimum tax for certain investors. Federal and state income tax rules will apply to any capital gains.

This information is not intended to provide investment advice and does not take into consideration individual investor circumstances. Investment decisions should always be made based on an investor's specific financial needs, objectives, goals, time horizon and risk tolerance.

These managed account programs are only available through investment professionals. Not all strategies may be available on all platforms, and fees and terms may vary. Managed account programs may not be appropriate for all investors.

This material is provided to program sponsors and third-party intermediaries for informational purposes only. To the extent any such recipient chooses to further disseminate this material to program participants, CMIA and its affiliates assume no responsibility for compliance with any laws and rules associated with such further dissemination. Furthermore, receipt of this material by a program participant does not establish a relationship between any such program participant and CMIA or any of its affiliates.