Investors should carefully consider investment objectives, risks, charges and expenses before investing. Investors should contact their financial advisor or insurance representative for variable fund and variable contract prospectuses, which contain this and other important information. Read the prospectuses carefully before investing.


Columbia Variable Portfolio – Long Govt./Credit Bond Fund – Performance prior May 2016 reflects a different investment strategy.


Columbia Variable Portfolio – Strategic Income Fund – Performance prior to 8/29/2014 reflects a different investment strategy.


Columbia Variable Portfolio – U.S. Govt. Mortgage Fund – Performance prior to May 2013 reflects a different investment strategy.



Performance data shown represents past performance and is not a guarantee of future results. The investment return and principal value of an investment will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance data shown.

Returns shown do not reflect any fees, expenses or sales charges imposed by your contract or imposed on accounts that may own shares directly. Inclusion of these charges would reduce total returns for all periods shown.

Gross expense ratio: Fund expense ratios are calculated based on the fund's average net assets during the fund's most recently completed fiscal year (or based on estimated amounts for funds that have been in existence less than one year), and have not been adjusted for current asset levels. If adjusted for any decrease or increase in assets, expense ratios would be higher or lower, respectively, than the numbers shown above. Please see the fund's prospectus for additional details.

Net expense ratio: Net expenses are after expense waiver/reimbursement. The investment manager and certain of its affiliates have contractually (for at least the current fiscal year) agreed to waive certain fees and/or to reimburse certain expenses of the fund, as described in the fund's prospectus, unless sooner terminated at the sole discretion of the fund's board. Fee waivers/expense caps would limit the impact that any decrease in assets would have on net expense ratios in the current fiscal year.

* Returns shown for periods prior to the fund's share class inception date include the returns of the oldest share class of the fund, adjusted to reflect higher class-related operating expenses, as applicable. In addition, the returns shown include the returns of any predecessor to the fund. For certain funds, performance reflects returns achieved through an investment strategy which materially defers from the strategy currently utilized. Click here for more information.

It is not possible to invest directly in an index. For index descriptions, click here.

Columbia Variable Portfolios and Wanger funds are available only through variable annuity contracts and variable life insurance policies issued by participating insurance companies or certain eligible retirement plans. The variable funds are not offered directly to the public and are not available in all contracts, policies or plans. Please contact your financial advisor or insurance representative for more information.

Columbia Management Investment Advisers, LLC serves as the investment adviser to the Columbia Variable Portfolios. Columbia Wanger Asset Management, LLC serves as the investment adviser to the Wanger Funds. The variable funds are distributed by Columbia Management Investment Distributors, Inc., member FINRA.

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