Retirement Specialist Resources

Business-Building Ideas

We’re invested in your success — both building your business and helping your plan sponsors and participants reach their goals. Access conversation toolkits, client-friendly materials and topical advice, designed to help you expand and protect your business.

Conversation Toolkits

Explore a range of retirement-focused topics with materials to educate and engage your clients. Log in or register to access locked content.

• Managing risk for business owners

  Help business owners implement ERISA-compliant strategies to manage their fiduciary risk when sponsoring 401(k) and other defined contribution plans.

  Pre-Meeting Overview  | Meeting Worksheet | White Paper
• Maintaining retirement plan documents

  Help ensure business owners meet best practices for their workplace retirement plans by updating the plan documents annually to comply with federal laws.

  Pre-Meeting Overview  | Meeting Worksheet
• Writing investment policy statements

  Offers business owners tips to write an effective investment policy statement (IPS) — something increasingly recognized as a tool to demonstrate they’re following a prudent process when selecting, monitoring and replacing investments in their workplace retirement plans.

  Pre-Meeting Overview  | Meeting Worksheet
• Making QDIA selections

  Instruct business owners on the guidelines for selecting qualified default investment alternatives (QDIAs) in their retirement plans to ensure compliance and reduce risk.

  Pre-Meeting Overview  | Meeting Worksheet
• Evaluating fee disclosures

  Helps business owners evaluate whether or not their workplace retirement plan fees are reasonable to ensure they’re meeting cost criteria as defined by regulatory agencies.

  Pre-Meeting Overview  | Meeting Worksheet
• Protecting plan sponsors from liability

  Helps business owners meet the compliance measures required by 404c of ERISA to help them avoid liability for their workplace retirement.

  Pre-Meeting Overview  | Meeting Worksheet

Advisor Q&A Series

Our ERISA specialists field questions from retirement specialists every day about how to help clients navigate today’s complexities and regulations.¹ Our Advisor Q&A Series is your window into those conversations. Log in or register to access locked content.

• Preparing clients for potential early retirement packages
• NQDC plans: an additional benefit that some employers offer
• I received a Paycheck Protection Program (PPP) loan for my business. How can I maximize my loan forgiveness?
• Can plan participants treat loan default distributions as coronavirus-related distributions?
• What is the coronavirus-related distribution and how does it work?
• What do the DOL's recent enforcement results mean for plan sponsors?
• Determining the taxable amount when converting a traditional IRA to a Roth IRA
• 401(k) annual participant disclosure requirements for fee changes
• Roth IRAs vs. Roth 401(k)s
• Defined benefit plan Annual Funding Notice?
• Employer-sponsored benefits: What untapped opportunities should wealth management advisors be aware of?