Conversation Toolkit

Using a Health Savings Account (HSA) as a retirement vehicle

Topic overview

Health savings accounts (HSAs) are designed to help individuals pay for qualified medical expenses and save for similar future expenses on a tax-free basis. They can also be used as a powerful retirement savings vehicle.

Have a conversation with your clients to help them maximize their retirement savings potential using HSAs.

Is this relevant to my clients?

Individuals could benefit from these tools if they:

  • Are already maximizing contributions to 401(k) plans and IRAs and need additional options for tax-deferred savings

Conversation Toolkit

How to Use Your Toolkit

  1. Schedule client meetings to discuss this opportunity.
  2. Expand your knowledge even further and download the White Paper. Consider sharing it with your clients' CPAs, tax advisors and attorneys for more in-depth discussions.

Disclosures

This material is for educational purposes only. It cannot be used for the purposes of avoiding penalties and taxes. Columbia Threadneedle Investments does not provide tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.